Nelson School District Benefits
Benefit eligible employees of the Nelson School District, as specified by their employee benefits policy, are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; 403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays (for full and part-time hourly employees as defined in the Employee Benefits Policy).
Once hired, benefits eligible employees have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st). You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change. The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.
Currently, both medical and dental insurance is offered through the HealthTrust. The HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 3 dental plan offered to Nelson School District employees.
Benefit Policies/Bargaining Agreements
Insurance
Insurance Choices
For a comprehensive comparison sheet of the health plans offered please click here.
The federal healthcare reform law, PPACA, requires the school district to make available to all employees who are enrolled in, or eligible to be enrolled in the District's insurance, with a Summary of Benefits and Coverage (SBC). The SBC describes the plan benefits and coverage, including prescription coverage for each of the medical plans offered. The format of the SBC is designed to allow employees to compare benefits and coverage among the various health insurance plans offered. Please be aware that the SBC does not replace Anthem's Medical Plan Summaries as listed below. To obtain copies of the SBC's, please click here.
Insurance Costs
Health Buy-Out
Contact Human Resources to request the health buyout.
Flex Spending
Starting July 1st, staff may elect an annual election for a Flexible Health Care Savings account of $200 minimum up to $2,500 maximum.
An annual election for a Dependent Care Flexible Savings Account is allowed at $200 minimum up to $5,000 maximum.
Further information, along with the FSA debit card feature, reimbursement and direct deposit forms may be found at the HealthTrust website by clicking here and scrolling to Flexible Spending (FSA): If you wish to participate in an FSA account, please fill out the applicable enrollment form below and return to Human Resources no later than 25 days after your hire date or prior to the start of a new July 1st plan year. A NEW FSA ENROLLMENT FORM MUST BE COMPLETED EVERY YEAR - enrollment in the next plan year is not automatic.
Retirement Benefits
NHRS
403b Plan
Life and Disability
Life Insurance
Following is the Life Insurance Policy to print for your records.
Please note you must be logged into your SAU29 google account to view the life insurance and LTD policies.
Short Term Disability
Long Term Disability
Please note you must be logged into your SAU29 google account to view the life insurance and LTD policies.
Employee Assistance Program (EAP)
Life can bring uncertainties, worries, and stress, but there is help! Life Resources is our Employee Assistance Program (EAP) provider, and they have a FREE referral service to help with life’s challenges. This service is available 24 hours per day, 7 days per week and it’s completely confidential.
The Employee Assistance Program is a service provided by our insurer providing services to ALL SAU29 employees and their household members, regardless of insurance eligibility. This program is designed to assist employees and their loved ones in maintaining their work life balance. Services provided include but are not limited to assistance for health-impacting life stressors not covered by traditional medical plans including: behavioral health therapy, legal and financial consultations, support in obtaining caregiver support/access, educational and professional development, etc.
Please see the below linked flyer that describes our EAP, as well as a flyer that instructs you on how to access the new APP they have created.