Keene School Lunch

Full-time and regular school lunch employees (employees working 35+ hours/week, or 1200 or more annual hours) are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; 403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays.

School Lunch employees working less than 35 hours/week, or less than 1200 annual hours, may elect to enroll in direct deposit and the District sponsored 403(b) plan through Fidelty. Those employees working 30-34 hours/week on a regular basis may also elect to enroll in a medical plan offered by the District. Please review the information below under MEDICAL AND DENTAL PLANS.

Once hired, full-time and regular lunch employees have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st). You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change. The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the HealthTrust. The HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 4B dental plan offered to Keene school lunch employees.
 

Benefit Policies/Bargaining Agreements

 

Insurance

Insurance Choices

Listed below are all of the medical and dental insurance plans currently offered to employees in SAU 29. However, your district/group may only offer some of the choices shown. Currently, Keene School Lunch offers a choice of three medical plans: AB20 HMO, AB 15 IPED or the POS 2- TIER. The dental plan offered to Keene School Lunch is the Option 4B dental only.

For a comprehensive comparison sheet of the health plans offered please click here.

The federal healthcare reform law, PPACA, requires the school district to make available to all employees who are enrolled in, or eligible to be enrolled in the District's insurance, with a Summary of Benefits and Coverage (SBC). The SBC describes the plan benefits and coverage, including prescription coverage for each of the medical plans offered. The format of the SBC is designed to allow employees to compare benefits and coverage among the various health insurance plans offered. Please be aware that the SBC does not replace Anthem's Medical Plan Summaries as listed below. To obtain copies of the SBC's, please click here.
 
 
 
 
 

Insurance Costs

Employee deductions for medical and dental are taken on a pre-tax basis throughout the year. To view the Employer and employee costs for medical and dental insurance, please click below.
 
 
Click on the link below under the HealthTrust Resources webpage to find the forms needed to enroll in SAU 29's medical and/or dental insurance. Once at this webpage, please click on "Forms, Documents and Brochures" tab on the left and then scroll down to Medical and Dental Enrollment. Print out the "Medical and/or Dental Application and Change Form". NOTE: SAU 29 offers both medical and dental insurance through the HealthTrust, so any changes must be made on the Medical and/or Dental Application and Change Form; please do not ​complete the Dental Application and Change form.
 
 

Health Buy-Out

Full-time and regular Keene School Lunch employees who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall be eligible to receive a payment of five thousand, five hundred dollars ($5,500) payable in a lump sum upon the close of the applicable school year. The amount shall not be prorated and no consideration for partial years will be given. One final note - health buyouts are considered fully taxable income by the IRS and are subject to federal employment taxes.

Contact Human Resources to request the health buyout.
 

Flex Spending

SECTION 125 - FLEXIBLE SPENDING ACCOUNTS - Plan Year July 1st – June 30th
Flexible Spending Accounts allow you to set money aside on a pre-tax basis to pay for out-of-pocket healthcare and/or dependent care expenses. For complete information on these tax saving plans, click on either the HealthCare Savings Account Brochure or the Dependent Care Savings Account brochure below.

Starting July 1st, staff may elect an annual election for a Flexible Health Care Savings account of $200 minimum up to $2,500 maximum.

An annual election for a Dependent Care Flexible Savings Account is allowed at $200 minimum up to $5,000 maximum.

Further information, along with the FSA debit card feature, reimbursement and direct deposit forms may be found at the HealthTrust website by clicking here and scrolling to Flexible Spending (FSA): If you wish to participate in an FSA account, please fill out the applicable enrollment form below and return to Human Resources no later than 25 days after your hire date or prior to the start of a new July 1st plan year. A NEW FSA ENROLLMENT FORM MUST BE COMPLETED EVERY YEAR - enrollment in the next plan year is not automatic.
 
 
 

Retirement Benefits

NHRS

All full-time, eligible employees must enroll in NHRS. Click here for more information and enrollment forms.
 

403b Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and record keeping services for the SAU 29 403(b) plan.
 
 

Life and Disability

 

Life Insurance

Term life insurance, with Accidental Death & Dismemberment is offered to an eligible employee at no cost through the Maddison National Life Insurance Company and administered by HealthTrust. Eligible employees of the Keene School Lunch have a term life benefit amount of one time (1x) annual salary or $20,000, whichever is greater. Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns. Upon first becoming eligible for the District paid term life insurance, please complete the following enrollment form, sign and date and return to Human Resources: Life and Beneficiary Designation Form

Following is the Life Insurance Policy to print for your records.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.

Keene School Lunch Group Life Insurance Plan
 

Short Term Disability

Short-term disability (STD) is paid by the District at 60% of the hourly rate of pay and is available to full-time Keene school lunch employees working 35 or more hours/week. A school lunch employee working between 30-34 hours/week is not eligible for STD. An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).
 

Long Term Disability

Long-term disability insurance is offered by the District at no cost to all eligible employees. Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings. The benefit waiting period for long-term disability is the later of: a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

Please note you must be logged into your SAU 29 google account to view the life insurance and LTD policies.
 
 

Employee Assistance Program (EAP)

Life can bring uncertainties, worries, and stress, but there is help! Life Resources is our Employee Assistance Program (EAP) provider, and they have a FREE referral service to help with life’s challenges. This service is available 24 hours per day, 7 days per week and it’s completely confidential.

The Employee Assistance Program is a service provided by our insurer providing services to ALL SAU 29 employees and their household members, regardless of insurance eligibility. This program is designed to assist employees and their loved ones in maintaining their work life balance. Services provided include but are not limited to assistance for health-impacting life stressors not covered by traditional medical plans including: behavioral health therapy, legal and financial consultations, support in obtaining caregiver support/access, educational and professional development, etc.

Please see the below linked flyer that describes our EAP, as well as a flyer that instructs you on how to access the new APP they have created.