NH SCHOOL ADMINISTRATIVE UNIT 29 CENTRAL OFFICE

 

SAU 29 central office administrative employees are eligible for benefits as defined in the Administrative/Managerial Employee Benefits Policy.

 

SAU 29 Administrative Employee Benefits Policy 

 

 

 

 

 

SAU 29 central office hourly support staff employees are eligible for benefits as defined in the Hourly Employee Benefits Policy. 

  

SAU 29 Hourly Employee Benefits Policy 

 

 

Full-Time SAU 29 central office employees are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; Section 125 Flexible Spending Accounts; and a 403(b) plan through Fidelity.

Once hired you have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.  The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 8 dental plan.

 

MEDICAL PLANS

 
Summary Plan Descriptions:

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COSTS

Employee deductions for medical and dental insurance are taken on a pre-tax basis throughout the year.  In 2010-2011 Board's contributions for medical are based on 88% current HMO premiums. 

 HMO (Rx $3/$15)

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $ 7,096

 $6,245

 $  851

 $35.46

2-person

 $14,192

 $12,489

 $1,703

 $70.97

 Family

 $19.160

 $16,861

 $2,299

 $95.79

 

 POS (Rx $3/$15)

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $ 7,503

 $ 6,245 

 $1,258

 $  52.41

2-person

 $15,006

 $12,489

 $2,517

 $104.86

 Family

 $20,258

 $16,861

 $3,397

 $141.54

 

 JWMC Indemnity 

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $ 8,481

 $ 6,245 

 $2,236

 $ 93.16

2-person

 $16,962

 $12,489

 $4,473

 $186.35

 Family

 $22,898

 $16,861

 $6,037

 $251.56

 

 

DENTAL PLAN

For the 2010-2011 school year, the Board will contribute the amounts listed under the Board's Annual Cost towards the Option 8 Northeast Delta Dental Plan.

 Delta Dental Option 8 

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $  574

 $  449

 $125 

 $ 5.19

2-person

 $1,082

 $  782 

 $300 

 $12.52

 Family

 $1,795

 $1,274

 $521

 $21.70

*In 2010-11, 24 payroll deductions will be taken for health and dental insurance from July 23, 2010 to June 24, 2011.

FORMS NEEDED TO ENROLL IN MEDICAL AND/OR DENTAL INSURANCE

 

HEALTH BUY-OUT

For the 2010-2011 year, central office employees who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall receive a payment of one thousand dollars ($1,000) payable in bi-weekly amounts during the year.

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PRESCRIPTION COVERAGE

Prescription coverage for employees and eligible family members on the JW plan is offered through your Anthem medical insurance at: 
  • 20% co-pay for retail prescriptions and
  • $1.00 co-pay for 90 day mail away through CVS/Caremark

Prescription coverage for employees and eligible family members on the POS and HMO plans is offered through the Caremark Prescription Benefit Program at:

  • $3.00 co-pay for generic prescriptions
  • $15.00 co-pay for brand name prescriptions
  • $1.00 co-pay for 90 day mail away through CVS/Caremark 
     

VISION CARE

Employees and eligible family members enrolled in the LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed supplemental vision program.

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to all eligible employees at no cost.  SAU 29 administrative employees in the central office have a life benefit amount of one and a half (1.5) times the annual rate of basic earnings rounded to the next higher multiple of $1,000.  SAU 29 hourly employees in the central office have a life benefit amount of two (2) times the annual rate of basic earnings rounded to the next higher multiple of $1,000. 

Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon initial date of hire, or to change a beneficiary, please complete the following sections only on the enrollment form and return to Human Resources:  Applicant, Beneficiary and Signature.

 

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LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the District at no cost to the employee.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

 

SHORT-TERM DISABILITY COVERAGE

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff).  An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

The NH Retirement System is a public employee, defined benefit plan that provides a lifetime pension upon retirement.  The amount of the pension is based on salary and active years of service.  Teachers and employees contribute 5% of their gross pay into NHRS.  Once a member has contributed to NHRS for a minimum of ten (10) years, they become vested and eligible for a lifetime pension.  A member who is age 60 or older and actively working may retire with no minimum years of creditable service.

ENROLLMENT FORMS - To enroll in NHRS, please complete the following two forms and return to the SAU 29 HR office, along with required copies of your birth certificate and social security card:

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 DIRECT DEPOSIT

An employee may elect direct deposit of paychecks at anytime by completing the following form and returning to the payroll office:

SECTION 125 - FLEXIBLE SPENDING ACCOUNTS

Plan Year July 1, 2010 – June 30, 2011

Flexible Spending Accounts allow you to set money aside on a pre-tax basis to pay for out-of-pocket healthcare and/or dependent care expenses. For complete information on these tax saving plans, click on either the HealthCare Savings Account Brochure or the Dependent Care Savings Account brochure below.  You may elect an annual election for a HealthCare Savings account of $200 minimum up to $1,500 maximum.  An annual election for a Dependent Care Savings Account is allowed at $200 minimum up to $5,000 maximum.

IMPORTANT NOTE: Beginning January 1, 2011, FSA participants can no longer use FSA money to purchase over-the-counter (OTC) drugs and medicines (e.g. Advil, Ibuprofen, cough syrup). FSA participants may continue to use FSA funds to purchase OTC items that are not considered a drug or medicine, like bandages and reading glasses. Because our FSA plan year begins July 1st, these changes take effect in the middle of the 2010 Plan Year, so please keep this in mind as you consider how much FSA money to set aside for the upcoming plan year. Further information can be found at the LGC website:  http://www.nhlgc.org/coverage/fsaindividual.asp

If you wish to participate in an FSA account, please fill out the enrollment form below and return to Human Resources no later than 25 days after your hire date OR before July 1st of any given plan year.

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403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.