NELSON SCHOOL DISTRICT

Nelson School District employee benefits are available to both certified teachers and hourly support staff.  Eligible employees as specified by the Nelson Employee Benefits Policy are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; 403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays (for full and part-time hourly employees, who are entitled to six (6) paid holidays in 2010-11 as defined in the Nelson employee benefits policy).

Once hired you have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.  The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 3 dental plan offered to Nelson employees.

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COSTS

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DENTAL PLAN

For full-time employees, the District will contribute 100 percent of single coverage of the current year Deltal Dental Plan Option 3.

*In 2010-11, 20 payroll deductions will be taken for health and dental insurance from September 3, 2010 to June 10, 2011.

FORMS NEEDED TO ENROLL IN MEDICAL AND/OR DENTAL INSURANCE

• Medical and/or Dental Application and Change Form

• Dependent Child Certification Form

• Civil Union Partner – Certificate of Tax Dependent Status

HEALTH BUY-OUT

Full-time Nelson employees who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall be eligible to receive a payment of two thousand, five hundred dollars ($2,500) payable in a lump sum upon the close of the applicable school year.  The amount shall not be prorated and no consideration for partial years will be given.  Contact HR for more information or to apply for the health buyout.

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VISION CARE

Employees and eligible family members enrolled in the LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed supplemental vision program.

• EyeMed Information

LIFE INSURANCE

Term life insurance, with a $50,000 (fifty thousand dollar) life benefit amount and Accidental Death & Dismemberment (AD&D) is provided to eligible Nelson employees at no cost.  Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon initial date of hire, or to change a beneficiary, please complete the following sections only on the enrollment form and return to Human Resources: Applicant, Beneficiary and Signature.

• Nelson School District Life Insurance Enrollment Form

• Nelson School District Certificate of Life Insurance Booklet

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LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the Nelson School District at no cost to all employees who work 30 or more hours per week.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

• LTD Insurance Booklet

SHORT-TERM DISABILITY COVERAGE

Short-term disability (STD) for any employee who works 30 or more hours per week is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff). An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

The NH Retirement System is a public employee, defined benefit plan that provides a lifetime pension upon retirement.  The amount of the pension is based on salary and active years of service.  Currently, only certified teachers working 80% or greater in the Nelson School District belong to the NH Retirement System.  Teachers contribute 5% of their gross pay into NHRS.  Once a member has contributed to NHRS for a minimum of ten (10) years, they become vested and eligible for a lifetime pension.  A member who is age 60 or older and actively working may retire with no minimum years of creditable service.

ENROLLMENT FORMS - To enroll in NHRS, please complete the following two forms and return to the SAU 29 HR office, along with required copies of your birth certificate and social security card:

• NHRS Member Information/Enrollment Form
• NHRS Designation of Death Beneficiaries Pre-Retirement Form

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DIRECT DEPOSIT

A Nelson employee may elect direct deposit of paychecks at anytime by completing the following form and returning to the payroll office:

• Direct Deposit Form

403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.

• 403(b) Plan Information