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Human|Resources > Employee Benefits > Nelson School District NELSON SCHOOL DISTRICT
Nelson School District employee benefits are available to both certified teachers and hourly support staff. Eligible employees as specified by the Nelson Employee Benefits Policy are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; 403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays (for full and part-time hourly employees, who are entitled to eight (8) paid holidays in 2012-13 as defined in the Nelson employee benefits policy).
Once hired you have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st). You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change. The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.
Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 3 dental plan offered to Nelson employees.
MEDICAL AND DENTAL PLANS
Summary Plan Descriptions:
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COSTS
Employee deductions for medical and dental are taken on a pre-tax basis throughout the year. To view the Employer and employee costs for medical and dental insurance, please click below.
FORMS NEEDED TO ENROLL IN MEDICAL AND/OR DENTAL INSURANCE are the "Medical and/or Dental Change Form" and if applicable, the "Certificate of Tax Dependent Status for a Civil Union Partner."
Click here to locate the forms at the Local Government Center's webpage
HEALTH BUY-OUT
Full-time Nelson employees who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall be eligible to receive a payment of two thousand, five hundred dollars ($2,500) payable in a lump sum upon the close of the applicable school year. The amount shall not be prorated and no consideration for partial years will be given. Contact HR for more information or to apply for the health buyout.
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PRESCRIPTION COVERAGE
Prescription coverage for employees and eligible family members on the HMO and POS plan is offered through the Caremark Prescription Benefit Program at:
- $3.00 co-pay for generic prescriptions
- $15.00 co-pay for brand name prescriptions
- $1.00 co-pay for 90 day mail away through CVS/Caremark
Prescription coverage for employees and eligible family members on the HMO2 plan is offered through the Caremark Prescription Benefit Program at:
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$10.00 co-pay for generic prescriptions
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$20.00 co-pay for preferred brand name prescriptions
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$45.00 co-pay for non-preferred name brand prescriptions
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Same co-pays apply to prescriptions obtained through a retail pharmacy or through Caremark's 90-day supply mail order program
VISION CARE
Employees and eligible family members enrolled in LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed Discount Vision Plan. To learn more about this discount plan, read the "Vision Care" section of LGC's HealthTrust Benefits Overview located at the below link.
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LIFE INSURANCE
Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to an employee at no cost through the Lincoln Financial Group. Eligible Nelson School District employees have a term life benefit amount of $50,000. Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns. Upon first becoming eligible for the District paid term life insurance, please complete Sections A & C on the enrollment form, and sign and date and return to Human Resources: Lincoln Enrollment Form
To make any future changes to your designated beneficiary(ies), complete the Lincoln Beneficiary Form and return to Human Resources.
Following is the Life Insurance Policy to print for your records, along with a copy of Lincoln's Privacy Practices Statement. Please contact the Human Resources Department at 603-357-9001, ext. 215 if you would like information on Lincoln's TravelConnect-travel assistance services offered at no cost to SAU 29 employees.
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LONG-TERM DISABILITY INSURANCE
Long-term disability insurance is offered by the District at no cost to all eligible employees. Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings. The benefit waiting period for long-term disability is the later of: a) 90 days; or b) the date your accumulated sick leave ends, if applicable.
SHORT-TERM DISABILITY COVERAGE
Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff). An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).
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NEW HAMPSHIRE RETIREMENT SYSTEM
All full-time, eligible certified teachers must enroll in NHRS. Click here for more information and enrollment forms.
DIRECT DEPOSIT
A Nelson employee may elect direct deposit of paychecks at anytime by completing the following form and returning to the payroll office:
403(B) Plan
NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.
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