KEENE EDUCATION ASSOCIATION (KEA)

Keene Teachers working four or more days a week (80% FTE) are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; and a 403(b) plan through Fidelity.

Once hired you have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.   The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 8 dental plan offered to Keene Teachers.  

KEA Student Loan Repayment Form    

MEDICAL PLANS

 
Summary Plan Descriptions:

• BlueChoice POS Medical Plan Summary

• Matthew Thornton Blue HMO Medical Plan Summary

• JW Medical Plan Summary - not available to teachers hired after 7/1/2007
• Managed Care Guidelines (for JW medical plan)

Employee deductions for medical and dental are taken on a pre-tax basis throughout the school year.  In 2010-2011, Board's contributions for medical are based on 85% current premiums for either the POS or HMO plans.  JWMC Board contributions (for employees grandfathered into this plan) are based on 80% of current JWMC premiums.

DENTAL PLAN

For the 2010-11 school year, the Board will contribute a maximum amount of $700 towards the Option 8 Northeast Delta Dental Plan.  

*In 2010-11, 20 payroll deductions will be taken for health and dental insurance from September 10, 2010 to June 17, 2011.

  FORMS NEEDED TO ENROLL IN MEDICAL AND/OR DENTAL INSURANCE  

• Medical and/or Dental Application and Change Form

• Dependent Child Certification Form

• Civil Union Partner – Certificate of Tax Dependent Status

HEALTH BUY-OUT 

For the 2010-2011 year, Keene Teachers who have elected not to receive medical insurance from the District AND who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall receive a payment of one thousand dollars ($1,000) payable in bi-weekly amounts during the school year.

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PRESCRIPTION COVERAGE

Prescription coverage for employees and eligible family members on the JW plan is offered through your Anthem medical card at:

• 20% co-pay for retail prescriptions
  
• $1.00 co-pay for 90 day mail away through CVS/Caremark

Prescription coverage for employees and eligible family members on the POS and HMO plans is offered through the Caremark Prescription Benefit Program  at:

• $3.00 co-pay for generic prescriptions
  
• $15.00 co-pay for brand name prescriptions
  
• $1.00 co-pay for 90 day mail away through CVS/Caremark 

VISION CARE 

Employees and eligible family members enrolled in the LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed supplemental vision program.

•  EyeMed Information

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to an employee at no cost.  Keene Teachers have a life benefit amount of one and one-half (1.5) times the annual rate of basic earnings rounded to the next higher multiple of $1,000.  Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon initial date of hire, or to change a beneficiary, please complete the following sections only on the enrollment form and return to Human Resources:  Applicant, Beneficiary and Signature. 

• KEA Life Insurance Enrollment Form

• KEA Certificate of Life Insurance Booklet 

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LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the Keene School District at no cost to the employee.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.  

• LTD Insurance Booklet

SHORT-TERM DISABILITY COVERAGE  

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff).  An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

The NH Retirement System is a public employee, defined benefit plan that provides a lifetime pension upon retirement.  The amount of the pension is based on salary and active years of service.  Teachers and employees contribute 5% of their gross pay into NHRS.  Once a member has contributed to NHRS for a minimum of ten (10) years, they become vested and eligible for a lifetime pension.  A member who is age 60 or older and actively working may retire with no minimum years of creditable service.

ENROLLMENT FORMS - To enroll in NHRS, please complete the following two forms and return to the SAU 29 HR office, along with required copies of your birth certificate and social security card:

• NHRS Member Information/Enrollment Form  
• NHRS Designation of Death Beneficiaries Pre-Retirement Form

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DIRECT DEPOSIT 

A Keene Teacher may elect direct deposit of paychecks at anytime by completing the following form and returning to the payroll office:

• Direct Deposit Form
  

403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.

• 403(b) Plan Information