KEENE SCHOOL LUNCH 

Full-time and regular school lunch employees (employees working 35+ hours/week, or 1200 or more annual hours) are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement Systemdirect deposit403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays.

Part-time school lunch employees working less than 35 hours/week, or less than 1200 annual hours, may elect to enroll in direct deposit and the District sponsored 403(b) plan through Fidelty.

Once hired, full-time and regular lunch employees have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.   The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 4B dental plan offered to Keene school lunch employees.  

 

Keene School Lunch Employee Benefits Policy 

 

MEDICAL PLAN

 
Summary Plan Descriptions:

BACK TO TOP

COSTS

Employee deductions for medical and dental are taken on a pre-tax basis throughout the school year.  In 2010-2011, Board's contributions for medical are based on 88% of the current HMO premiums.  

 HMO (Rx $3/$15)

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $7,096

 $6,245

 $  851 

 $ 42.56

2-person

 $14,192

 $12,489

 $1,703

 $ 85.17

 Family

 $19,160

 $16,861

 $2,299

 $114.94

 

 POS (Rx $3/$15)

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $7,503

 $6,245

 $1,258

 $ 62.90

2-person

 $15,006

 $12,489

 $2,517

 $125.85

 Family

 $20,258

 $16,861

 $3,397

 $169.85

DENTAL PLAN

For the 2010-11 school year, the Board will contribute up to $550 towards the Northeast Delta Dental Plan, Option 4B.  

 Delta Dental Option 4B 

 Annual Cost

 Board's Annual Cost

Employee's Annual Cost 

 Employee Cost per payperiod*

Single

 $  339

 $339

 $  00 

 $  00

2-person

 $  660 

 $550 

 $110 

 $5.49

 Family

 $1,167

 $550

 $617

 $30.84

*In 2010-11, 20 payroll deductions will be taken for health and dental insurance from September 10, 2010 to June 17, 2011.

  FORMS NEEDED TO ENROLL IN MEDICAL AND/OR DENTAL INSURANCE  

HEALTH BUYOUT 

Full-time, benefits eligible employees electing not to enroll in the District's insurance and who provide documentation they are covered by medical insurance that is not provided by the district shall receive a payment of one thousand dollars ($1,000) per year. This payment shall be pro-rated and provided to an employee in each bi-weekly paycheck during the school year.  Please contact Human Resources if you are interested in the health buyout.

   BACK TO TOP

PRESCRIPTION COVERAGE

Prescription coverage for employees and eligible family members on the POS and HMO plans are offered through the Caremark Prescription Benefit Program at:

  • $3.00 co-pay for generic prescriptions
  • $15.00 co-pay for brand name prescriptions
  • $1.00 co-pay for 90 day mail away through CVS/Caremark    

 

  

VISION CARE 

Employees and eligible family members enrolled in the LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed supplemental vision program.

 

 

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to eligible Keene school lunch employees at no cost.  Members have a life benefit amount of twenty thousand dollars ($20,000).  Life insurance goes into effect the first day an employee is eligible or begins working for the District and remains in effect until an employee either retires or resigns.  Upon initial date of hire, or to change a beneficiary, please complete the following sections only on the enrollment form and return to Human Resources:  Applicant, Beneficiary and Signature

BACK TO TOP

 

 

LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the Keene School District at no cost to the employee.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The LTD benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.  

 

SHORT-TERM DISABILITY COVERAGE  

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff).  An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

 

   BACK TO TOP

 

NEW HAMPSHIRE RETIREMENT SYSTEM

The NH Retirement System is a public employee, defined benefit plan that provides a lifetime pension upon retirement.  The amount of the pension is based on salary and active years of service.  Teachers and employees contribute 5% of their gross pay into NHRS.  Once a member has contributed to NHRS for a minimum of ten (10) years, they become vested and eligible for a lifetime pension.  A member who is age 60 or older and actively working may retire with no minimum years of creditable service.

ENROLLMENT FORMS - To enroll in NHRS, please complete the following two forms and return to the SAU 29 HR office, along with required copies of your birth certificate and social security card:

 

DIRECT DEPOSIT 

A school lunch employee may elect direct deposit of paychecks at anytime by completing the following form and returning to the payroll office:

BACK TO TOP

 

 

403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.