KEENE ASSOCIATION OF PRINCIPALS AND SUPERVISORS (KAPS)

Keene Administrators contracted to work 260 days are considered full-time employees eligible for a comprehensive benefits package of medical insurance, including prescriptions and vision care; health buy-out; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; Section 125 Flexible Spending Accounts; sick leave and paid vacation days; and a 403(b) plan through Fidelity.

Keene Administrators hired after 7/1/2010 and contracted to work between 209 and 259 days a year are considered "regular" employees eligible for all benefits specified above, except for paid vacation.

Keene Administrators hired after 7/1/2010 and contracted to work less than 209 days a year are considered part-time employees eligible for prorated sick leave and enrollment in Section 125 Flexible Spending Accounts.

Full-time and regular administrators have 30 days after date of hire to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.  The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 8 dental plan offered to Keene Administrators.

MEDICAL PLANS

 
Summary Plan Descriptions:

• BlueChoice POS Medical Plan Summary

• Matthew Thornton Blue HMO Medical Plan Summary
• Comp 2500 Managed Care
• HMO 2 - $15 co-pay and $500/person, $1,500/family deductible
• JW Medical Plan Summary - not available to administrators hired after July 1, 2010
• JY Medical Plan Summary - not available to administrators hired after July 1, 2004
• Managed Care Guidelines (for JW, JY, or Comp plans)

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COSTS

Employee deductions for medical and dental are taken on a pre-tax basis throughout the year.  In 2010-2011 Board's contributions for medical are based on 80% current premiums for the POS and 85% of current HMO premiums.  

Starting July 1, 2010, Keene Administrators may also elect to enroll in one of the following two medical plans:  Comp 2500 Managed Care or an HMO 2 with a $15 co-pay and annual deductible of $500/person, $1,500/family. 

In 2010-11, the Board will contribute 90% of the C2500 or HMO2 premiums.

DENTAL PLAN

For the 2010-11 school year, the Board will contribute a maximum amount of $950 towards the Option 8 Northeast Delta Dental Plan.

*In 2010-11, 24 payroll deductions will be taken for health and dental insurance from July 16, 2010 to June 17, 2011.

FORMS NEEDED TO ENROLL IN MEDICAL AND/OR DENTAL INSURANCE

• Medical and/or Dental Application and Change Form

• Dependent Child Certification Form

• Civil Union Partner – Certificate of Tax Dependent Status 

HEALTH BUY-OUT

For the 2010-2011 year, Keene Administrators who have elected not to receive medical insurance from the District and who have provided documentation to Human Resources that they are covered by medical insurance not provided by the District, shall receive a payment of two thousand, six hundred dollars ($2,600) payable in bi-weekly amounts during the year.

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PRESCRIPTION COVERAGE

Prescription coverage for employees and eligible family members on the JW or JY plans is offered through your Anthem medical insurance at: 

• 20% co-pay for retail prescriptions and
• $1.00 co-pay for 90 day mail away through CVS/Caremark

Prescription coverage for employees and eligible family members on the POS and HMO plans is offered through the Caremark Prescription Benefit Program at:

• $3.00 co-pay for generic prescriptions
• $15.00 co-pay for brand name prescriptions
• $1.00 co-pay for 90 day mail away through CVS/Caremark 

Prescription coverage for employees and eligible family members on the C2500MC or HMO2 plan is offered through the Caremark Prescription Benefit Program at:

• $10.00 co-pay for generic prescriptions
• $20.00 co-pay for preferred brand name prescriptions
• $45.00 co-pay for non-preferred name brand prescriptions
• Same co-pays apply to prescriptions obtained through a retail pharmacy or through Caremark's 90-day supply mail order program
   

VISION CARE

Employees and eligible family members enrolled in the LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed supplemental vision program.

• EyeMed Information

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to an employee at no cost.  KAPS members have a life benefit amount of two (2) times the annual rate of basic earnings rounded to the next higher multiple of $1,000; however, the life benefit amount is not less than $100,000.  Life insurance goes into effect the first day an employee is eligible or begins working for the district and remains in effect until an employee either retires or resigns.  Upon initial date of hire, or to change a beneficiary, please complete the following sections only on the enrollment form and return to Human Resources:  Applicant, Beneficiary and Signature.

• KAPS Life Insurance Enrollment Form
• KAPS Certificate of Life Insurance Booklet

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LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the Keene School District at no cost to the employee.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.

• LTD Insurance Booklet

SHORT-TERM DISABILITY COVERAGE

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff).  An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

NEW HAMPSHIRE RETIREMENT SYSTEM

The NH Retirement System is a public employee, defined benefit plan that provides a lifetime pension upon retirement.  The amount of the pension is based on salary and active years of service.  Teachers and employees contribute 5% of their gross pay into NHRS.  Once a member has contributed to NHRS for a minimum of ten (10) years, they become vested and eligible for a lifetime pension.  A member who is age 60 or older and actively working may retire with no minimum years of creditable service.

ENROLLMENT FORMS - To enroll in NHRS, please complete the following two forms and return to the SAU 29 HR office, along with required copies of your birth certificate and social security card:

• NHRS Member Information/Enrollment Form
• NHRS Designation of Death Beneficiaries Pre-Retirement Form

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 DIRECT DEPOSIT

Upon being hired, a Keene Administrator must elect direct deposit of paychecks by completing the following form and returning to the payroll office:

• Direct Deposit Form
  

SECTION 125 - FLEXIBLE SPENDING ACCOUNTS

Plan Year July 1, 2010 – June 30, 2011

Flexible Spending Accounts allow you to set money aside on a pre-tax basis to pay for out-of-pocket healthcare and/or dependent care expenses. For complete information on these tax saving plans, click on either the HealthCare Savings Account Brochure or the Dependent Care Savings Account brochure below. You may elect an annual election for a HealthCare Savings account of $200 minimum up to $2,500 maximum.  An annual election for a Dependent Care Savings Account is allowed at $200 minimum up to $5,000 maximum.

IMPORTANT NOTE: Beginning January 1, 2011, FSA participants can no longer use FSA money to purchase over-the-counter (OTC) drugs and medicines (e.g. Advil, Ibuprofen, cough syrup). FSA participants may continue to use FSA funds to purchase OTC items that are not considered a drug or medicine, like bandages and reading glasses. Because our FSA plan year begins July 1st, these changes take effect in the middle of the 2010 Plan Year, so please keep this in mind as you consider how much FSA money to set aside for the upcoming plan year. Further information can be found at the LGC website:  http://www.nhlgc.org/coverage/fsaindividual.asp

If you wish to participate in an FSA account, please fill out the enrollment form below and return to Human Resources no later than 25 days after your hire date OR before July 1st of any given plan year. 

• Section 125 Healthcare FSA Brochure

• Section 125 Dependent Care FSA Brochure

• Section 125 Enrollment Form - Keene Administrators
• Section 125 FSA Direct Deposit Form 

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403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.

• 403(b) Plan Information