Human|Resources > Employee Benefits > Keene School Lunch

KEENE SCHOOL LUNCH 

Full-time and regular school lunch employees (employees working 35+ hours/week, or 1200 or more annual hours) are offered a comprehensive benefits package of medical insurance, including prescriptions and vision care; dental insurance; life insurance; long-term disability and short-term disability; enrollment in the NH Retirement System; direct deposit; 403(b) plan through Fidelity; sick leave; paid personal leave; and paid holidays.

Part-time school lunch employees working less than 35 hours/week, or less than 1200 annual hours, may elect to enroll in direct deposit and the District sponsored 403(b) plan through Fidelty.

Once hired, full-time and regular lunch employees have 30 days to choose the medical and/or dental insurance most useful to you and your dependents. Once you submit your elections, your choices will be recorded as your benefits elections until the next Open Enrollment period (every July 1st).  You may not make any changes to your elections – even within the 30 day enrollment period – unless you have a qualified family status change.   The effective date for medical and/or dental insurance is the first of any given month following date of hire or date of qualifying event.

Currently, both medical and dental insurance is offered through the Local Government Center (LGC) HealthTrust. LGC HealthTrust has contracted with Anthem BC/BS of NH to insure their medical plans and Northeast Delta Dental to insure the Option 4B dental plan offered to Keene school lunch employees.  

MEDICAL PLANS

 
Summary Plan Descriptions:

• BlueChoice POS Medical Plan Summary

• Matthew Thornton Blue HMO Medical Plan Summary
• Comp 2500 Managed Care Medical Plan - Managed Care Guidelines for Comp 2500 plan
• HMO 2 - $15 co-pay and $500/person, $1,500/family deductible

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COSTS

Employee deductions for medical and dental are taken on a pre-tax basis throughout the school year.  In 2011-2012, Board's contributions for medical are based on 87% of the current HMO premiums.  

In 2011-12, the Board will contribute 90% of the C2500 or HMO2 premiums.

C2500MC	Annual Cost	Board's Annual Cost	Employee's Annual Cost	Employee Cost per payperiod*
Single	$ 6,210	$ 5,589	$  621	$31.05
2-person	$12,419	$11,177	$1,242	$62.10
Family	$16,766	$15,089	$1,677	$83.85

HMO2	Annual Cost	Board's Annual Cost	Employee's Annual Cost	Employee Cost per payperiod*
Single	$ 6,476	$ 5,829	$  648	$32.40
2-person	$12,953	$11,658	$1,295	$64.75
Family	$17,485	$15,737	$1,748	$87.40

DENTAL PLAN

For the 2011-12 school year, the Board will contribute up to $550 towards the Northeast Delta Dental Plan, Option 4B.  

*In 2011-12, 20 payroll deductions will be taken for health and dental insurance from September 23, 2011 through June 15, 2012 (includes a 3rd payroll deduction in December).

 A completed Medical and/or Dental Application and Change Form is required to enroll in the District's medical and/or dental insurance.  Click here to locate the forms at the Local Government Center's webpage.

HEALTH BUYOUT 

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PRESCRIPTION COVERAGE

Prescription coverage for employees and eligible family members on the POS and HMO plans are offered through the Caremark Prescription Benefit Program at:

• $3.00 co-pay for generic prescriptions
• $15.00 co-pay for brand name prescriptions
• $1.00 co-pay for 90 day mail away through CVS/Caremark    

Prescription coverage for employees and eligible family members on the C2500MC or HMO2 plan is offered through the Caremark Prescription Benefit Program at:

• $10.00 co-pay for generic prescriptions
• $20.00 co-pay for preferred brand name prescriptions
• $45.00 co-pay for non-preferred name brand prescriptions
• Same co-pays apply to prescriptions obtained through a retail pharmacy or through Caremark's 90-day supply mail order program  

VISION CARE 

Employees and eligible family members enrolled in LGC HealthTrust’s medical plans are also automatically enrolled in the EyeMed Discount Vision Plan.  To learn more about this discount plan, read the "Vision Care" section of LGC's HealthTrust Benefits Overview located at the below link.

• EyeMed Information

LIFE INSURANCE

Term life insurance, with Accidental Death & Dismemberment (AD&D) is offered to eligible Keene school lunch employees at no cost through the Lincoln Financial Group.  Members have a term life benefit amount of twenty thousand dollars ($20,000).  Life insurance goes into effect the first day an employee is eligible or begins working for the District and remains in effect until an employee either retires or resigns.  Upon becoming eligible for the District paid term life insurance, please complete Sections A &C only, sign and date the Enrollment Form and return to Human Resources:  Lincoln Enrollment Form 

To make any future changes to your designated beneficiary(ies), complete the Lincoln Beneficiary Form and return to Human Resources.

Following is your Life Insurance Policy to print for your records, along with a copy of Lincoln's Privacy Practices Statement and information on TravelConnect-travel assistance services offered through Lincoln. 

• Keene School Lunch Certificate of Life Insurance

• Lincoln Financial Group Privacy Practices Statement

• Lincoln TravelConnect travel assistance services 

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LONG-TERM DISABILITY INSURANCE

Long-term disability insurance is fully funded by the Keene School District at no cost to the employee.  Long-term disability (LTD) is paid as a monthly benefit by our insurance carrier at 60% of your pre-disability earnings.  The LTD benefit waiting period for long-term disability is the later of:  a) 90 days; or b) the date your accumulated sick leave ends, if applicable.  

• LTD Insurance Booklet

SHORT-TERM DISABILITY COVERAGE  

Short-term disability (STD) is paid by the District at 60% of either your per diem rate (if you are paid an annual salary), or 60% of your hourly rate (for support staff).  An employee is eligible for STD upon exhaustion of all sick leave OR on the 10th consecutive day out sick (whichever is later).

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NEW HAMPSHIRE RETIREMENT SYSTEM

All full-time, eligible employees must enroll in NHRS.  Click here for more information and enrollment forms.

DIRECT DEPOSIT 

A school lunch employee may elect direct deposit of paychecks at anytime by completing the following form and returning to the payroll office:

• Direct Deposit Form
  

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403(B) Plan

NH School Administrative Unit 29 is pleased to partner with Fidelity Investments as our exclusive provider of investment options and recordkeeping services for the SAU 29 403(b) plan.

• 403(b) Plan Information